Will your premium go up if you file a claim on your comprehensive auto insurance policy?

Answer %DETAILS% Answer It really depends on the circumstances of the claim, and if you were even at fault. If you were at fault, and you need to use your comprehensive/collision to pay for your damages y... Read More »

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What is an auto insurance comprehensive claim?

An auto insurance comprehensive claim is the process of submitting a request for coverage on a loss covered under a comprehensive auto insurance policy. This type of vehicle insurance pays for expe... Read More »

Will the insurance premium increase when you file a claim for collision in hit and run case and do not know who hit the car?

AnswerIt should not affect your rates. However, if you have several hit-and run claims, they're going to start investigating. AnswerActually, I was in a hit and run and my insurance company used m... Read More »

How can you obtain collision and comprehensive auto insurance on a vehicle with a salvage title in NJ Can you insure it under your homeowner's policy?

AnswerNo homeowners insurance does not cover vehicles that for use on roads.  AnswerIt should not be a problem. Geico insures salvage cars, as do most insurance companies. Just remember the car i... Read More »

If the insured cancels their own auto insurance policy how is the return premium calculated and is there a penalty?

Answer If you cancel your policy is will probably be short-rated which means you will be penalized for canceling. There are published factors but I can't give you the short rate factor without know... Read More »