Will running a credit check lower your score?

Answer People often hear that a credit check can lower their FICO score, a credit score derived by Fair, Isaac and Company. While true, credit checks are unlikely to do any significant damage, and there a... Read More »

Top Q&A For: Will running a credit check lower your score

Does a job credit check lower your score?

Credit checks for employment are for information only and do not place an "inquiry" on your credit report. As such, they don't affect your credit score (too many inquiries can lower your score.)Sou... Read More »

How much will a credit check affect your FICO score?

A company you already do business with, a potential employer or a pre-approved credit offer may perform a soft pull. These inquiries do not affect your FICO score. A hard pull is a result of a cred... Read More »

Will a freeze lower my credit score?

On One Hand: No Effect on Credit ScoreAccording to the Federal Trade Commission (FTC), placing a freeze on your credit to restrict access to your credit report will not affect your credit score in ... Read More »

Does reporting a credit card stolen lower your credit score?

Reporting a credit card stolen does not lower your credit score. Some actions that can lower your credit score are late or missed payments, too many inquiries for new credit at one time and unpaid ... Read More »