Will premiums go up if a claim is filed against home owners liability insurance?

Answer You better believe it.

Top Q&A For: Will premiums go up if a claim is filed against...

Is liability insurance automatic with home owners policy?

No, It's not automatic. Most standard Homeowners Insurance Policies do contain some liability coverage but not all companies do that. Many homeowners can and do choose not to buy the liability cove... Read More »

If a new resident at an apartment building falls near an entrance and is injured does the apartment owners liability insurance cover expenses or is this considered your own home with no liability?

It really depends where one fell. If it was in your own apartment, that would be your problem. If you slipped & fell on their sidewalk or tripped in a pothole on the common grounds, you could fil... Read More »

What are the drawbacks of a Home Owners Association dropping liability insurance?

Without liability insurance, should there be any accident on the property, the association will be liable to pay for defending the claim, and potentially the claim for damages.Often the trade-off b... Read More »

Will it go on your insurance as a claim if a police report is filed but you pay for the repairs to the other person's car yourself?

Answer It will not go against your insurance because a claim has not been filed only a police report.