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 Will pre-approval affect my credit score?

Answer When mortgage lenders request a copy of a credit report for loan pre-approval, it is considered to be a hard inquiry and can result in a credit score drop of up to five points. Pre-approved credit ... Read More »
http://www.answerbag.com/q_view/1882712

Top Q&A For: Will pre-approval affect my credit score

Does loan pre-approval affect a FICO score?

A pre-approval requires a credit check. A credit check by a lender places a hard inquiry on your report and this may lower your credit score by as much as five points. Overall, credit inquiries acc... Read More »
http://www.answerbag.com/q_view/2246037

Can Reduction in a Home Equity Line of Credit Affect My Credit Score?

A home equity line of credit is a type of secured revolving credit that uses your home's equity -- the value of the home minus mortgage owed -- as collateral. In certain cases, your lender may deci... Read More »
http://www.ehow.com/about_7351801_can-credit-affect-credit-score_.html

If I Negotiate With Credit Card Companies Myself, Will It Negatively Affect My Credit Score?

If you lose your income, you may find yourself with credit card accounts that you are having trouble paying. As these balances become past due and move further into delinquency, account holders may... Read More »
http://www.ehow.com/about_7376107_negotiate-negatively-affect-credit-score_.html

Will closing a credit card account affect my credit score?

Closing a zero-balance credit card account can negatively impact a credit score. This is because a credit score is based in part on the debt to available credit ratio. Therefore, when a zero-balanc... Read More »
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