Will i get a better credit rating if i use a credit counselor?

Answer On One Hand: Many Are ScamsAccording to the US Federal Trade Commission, a legitimate credit counselor cannot guarantee raising your credit score using any legal means that are not already availabl... Read More »

Top Q&A For: Will i get a better credit rating if i use a cr...

How Will a Line of Credit Affect a Credit Rating?

Many want to improve their credit scores, but with the various criteria credit reporting companies use to determine scores, it's difficult to know what you should be focusing on. Opening a line of ... Read More »

Does it hurt a credit rating to cancel a paid off credit card?

Closing a paid off credit card can lower your credit score because that card will no longer report that you are on time with your payments each month. In addition, it will increase the percentage o... Read More »

How to Improve Your Credit Rating If You Have Insufficient Credit History?

According to MyFico, your FICO score ranges from a low of 300 to a high of 850. The higher the score, the better. If you have insufficient, or limited, credit history, you will need to establish ne... Read More »

Does ordering my credit score affect my credit rating?

Ordering your own credit score is considered a soft inquiry and will not harm your credit score. Soft inquires are generated when an individual checks their own credits or a business/lender they ha... Read More »