Will a credit card company lower one's interest rate?

Answer Credit card companies do lower interest rates, but usually only if you call in and ask for them to do so. This is especially true if you're a good customer, because the credit card company doesn't ... Read More »

Top Q&A For: Will a credit card company lower one's interest...

How do I ask for a lower interest rate on my credit card? reports that in 2009, consumers paid 13.9 percent of their disposable income to service credit card debt. Consumers are now exploring ways to get the most out of the income they do r... Read More »

How Can I Get My Bank to Lower the Interest Rate on My Credit Card?

Credit card companies will accept requests for lower interest rates over the telephone or by mail. However, making the request is just the first step. To be approved for a lower rate, you may have ... Read More »

Can a credit card company increase the interest rate?

Banks that issue credit cards can raise interest rates, but they must do so following strict laws. Under the changed laws of the Credit Card Accountability Responsibility and Disclosure (CARD) Act ... Read More »

How To Replace a High Interest Rate Credit Card With a Low Interest Rate Card?

Many consumers sign up for a specific credit card because they were offered an attractive introductory interest rate. The problem with introductory rates is that they eventually increase. Before yo... Read More »