Why is auto insurance so important?

Answer Most drivers understand that they need auto insurance. Unfortunately, many people do not understand the many purposes that car insurance serves. There are several reasons why auto insurance coverag... Read More »

Top Q&A For: Why is auto insurance so important

Why is it important to have auto insurance?

The reasons auto insurance is important are laws require insurance, insurance protects the vehicle from physical damage, insurance secures medical coverage, lost wages and household costs and insur... Read More »

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »

What penalties does an excluded spouse on auto insurance incur once their licence is reinstated and they try to obtain auto insurance again?

ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged r... Read More »