Why is a car accident insurance policy important?

Answer In a tough economic times, you may be tempted to cancel your car insurance policy. You should know that driving without insurance is illegal and can carry heavy consequences. These consequences inc... Read More »

Top Q&A For: Why is a car accident insurance policy important

If a person has a heart attack while driving a car and subsequently dies in an auto accident if death is caused by the accident and not the heart attack will an Accidental Death Insurance policy pay?

Answer If in fact the accident was the cause of death, yes. You would need a death certificate indicating the actual cause of death when you file your claim. 4lifeguild (never buy an accident polic... Read More »

How dificult will it be to get another insurance polycy if it was canceled because someone else had an accident on your car who is not on the policy?

Answer First of all you should not let this happen. Most states allow you to formally exclude any driver (listed or otherwise) from a policy in order to avoid an adverse action on the policy. Sec... Read More »

If you have your own car insurance policy can your parents be sued if you live in their home and you are involved in auto accident?

If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?

Answer The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long ... Read More »