Why does one's GPA have an effect on car insurance rates?

Answer Your GPA doesn't really affect your insurance rates except that many insurance companies offer a discount for younger drivers who have at least a 3.0 or B average. It is not actually a part of rate... Read More »

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The Effect of High Interest Rates on Microlending?

Microfinance banks focus on servicing the needs of aspiring and established business men and women who live in poverty stricken countries around the world. Microloans are often small and do not typ... Read More »

The Effect of 10-Year Treasury Bonds on Mortgage Rates?

The current interest rates on the 10-year Treasury note and for 30-year mortgages are closely related. The FHA guarantees a large percentage of new mortgages and these mortgages are eventually sold... Read More »

If you suspend health insurance for 3 months while you are out of the country does it put anything negative in your insurance history and will you be able to get competitive rates when you return?

Answer What you need to do is see how much it will be for out of network providers in case you get hurt in another Country. Do you think that Country will pick up your medical tab if you get hurt... Read More »

How to Determine the Effect FICO Scores Have on Mortgage Interest Rates?

Mortgage underwriters typically consider 3 factors when underwriting a loan. These factors are sometimes called the 3 Cs: Cash, Collateral and Credit. Of the 3 factors, 2 are fairly straightforward... Read More »