Why do you need Pollution liability insurance?

Answer With the increasing awareness of the costs of pollution in today's market, pollution liability insurance has become a wise choice for many businesses including contractors and farmers. Most general... Read More »

Top Q&A For: Why do you need Pollution liability insurance

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »

What is the difference between Comprehensive General Liability insurance and Public and Products Liability insurance?

The correct term is COMMERCIAL GENERAL LIABILITY. The term Comprehensive General Liability is a old term that was at one time used as well as Public and Products Liability. These terms are often us... Read More »

What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the pe... Read More »

What is the Oil Pollution and Liability Act of 1990?

The Oil Pollution and Liability Act of 1990 prohibited oil and gas exploration off the coast of North Carolina. That same law also hampered production by imposing federal liabilities on vessels and... Read More »