Question

 Why do i have to take credit counseling before bankruptcy?

Answer Part of the process of declaring bankruptcy in the United States involves going to see a credit counselor. Some people may not understand why they have to see a credit counselor before declaring ba... Read More »
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Top Q&A For: Why do i have to take credit counseling before ...

Do I have to be delinquent on my credit card payments before I can do credit counseling?

According to CredAbility (formerly Consumer Credit Counseling Service), there is credit counseling available to those who seek pre-delinquency financial and budgeting advice. There is counseling, t... Read More »
http://www.answerbag.com/q_view/2264299

How long is credit counseling good for in a bankruptcy?

The credit counseling program can be taken up to six months prior to filing the bankruptcy paperwork with the court. The debtor education program must be taken after the bankruptcy has been filed b... Read More »
http://www.answerbag.com/q_view/2223052

When do you complete a credit counseling course after filing bankruptcy?

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 established the requirement that credit counseling must be completed within 180 days before filing for bankruptcy. In order to fi... Read More »
http://www.answerbag.com/q_view/2437645

Do you have to take a credit course to file bankruptcy in Oregon?

You have to take an educational credit course through a counseling agency that's been approved, before you can file for bankruptcy in Oregon. It is a financial management course. You will receive a... Read More »
http://www.answerbag.com/q_view/2235762


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