Who offers refinance mortgages with low credit scores?

Answer Borrowers looking to refinance in a tight market often look to government loans, such as FHA, USDA or VA loans with lower credit score requirements. Additional options include sub-prime lenders who... Read More »

Top Q&A For: Who offers refinance mortgages with low credit ...

Which credit scores do mortgages look at?

FICO scores make up a large portion of a credit report, which lenders use to determine whether the borrower is a credit risk or not. Mortgage loan lenders will use the FICO score to determine a bor... Read More »

Can you refinance second mortgages?

Technically, any loan not used to purchase the property is a refinance. Many lenders and banks will refinance a second mortgage as long the borrower’s finances and the loan meet their guidelines.... Read More »

How often do people refinance their mortgages?

Refinancing your mortgage can often have significant financial benefit, decreasing monthly payments and saving money on interest paid. The key to a beneficial refinance is timing. The frequency wit... Read More »

How to Refinance Upside-Down Home Mortgages?

It's wise for homeowners to take advantage of lower interest rates and refinance their mortgage loans. Regrettably, if you're upside down on your home loan (owe more than the property's worth), get... Read More »