Who needs auto insurance?

Answer Anyone who owns or operates a car needs auto insurance. This is for at least 2 main reasons:1. Most States have "financial responsibility laws" which require the maintenance of certain types and am... Read More »

Top Q&A For: Who needs auto insurance

Who needs commercial auto insurance?

Commercial auto insurance is for covering automobiles that are used for business purposes. This is the important factor in deciding whether or not you need commercial auto insurance. There are a nu... Read More »

What needs to be disclosed when getting auto insurance?

When you apply for an auto insurance policy, your agent will ask you a long list of questions before submitting your application. There is a variety of information that must be disclosed when buyin... Read More »

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »