Which state's auto insurance laws apply if a person is insured in the state where they reside but has an accident in another state?

Answer Answer The state where the policy was written.

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If you are in an accident in one state and insured in another do you still get a surcharge on your insurance?

Answer Each state varies on what the minimum coverages allowed. You will need to at least meet legal minimums year round, usually liability and/or personal injury protection.A friend of mine only c... Read More »

Is an under-25 person insured on my State Farm insurance if they use my car?

According to State Farm, an auto insurance policy will usually cover any licensed driver who has permission to drive your car. The insurer warns, however, that all 50 states have different laws gov... Read More »

Can you get compensation for lost medical insurance due to an auto accident in the state of Texas?

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »