Where can a homeowner's association purchase insurance?

Answer Answer The word facetiously not only has all of the vowels in question, but in proper alphabetical order.

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What is the difference between a Condominium Homeowners Association and a Townhouse or Plan Unit Development Homeowners Association?

A condo or townhouse Homeowners' Association (HOA) governs a group of condos, wherein the association is responsible for the maintenance of the outside of the building(s), landscaping, and utilitie... Read More »

Where can a Homeowner's Association purchase insurance for a summer outdoor pool?

Insurance for a Pool Local independent insurance agents are able to place "package policies" which include common area property values, common area general liability and swimming pool liability.

Why does a homeowners association need an umbrella and excess liability insurance?

Umbrella & excess provides increased limits of liability at a greatly reduced premium as compared to the general liablity policy. The theory is that the GL policy is the "working layer" for most cl... Read More »

Who enforces covenants where there's no homeowners' association?

In the event of a covenant violation, covenants can be enforced by any person who is aggrieved by the covenant violation.