Where can a Homeowner's Association purchase insurance for a summer outdoor pool?

Answer Insurance for a Pool Local independent insurance agents are able to place "package policies" which include common area property values, common area general liability and swimming pool liability.

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Where can a homeowner's association purchase insurance?

Answer The word facetiously not only has all of the vowels in question, but in proper alphabetical order.

What is the difference between a Condominium Homeowners Association and a Townhouse or Plan Unit Development Homeowners Association?

A condo or townhouse Homeowners' Association (HOA) governs a group of condos, wherein the association is responsible for the maintenance of the outside of the building(s), landscaping, and utilitie... Read More »

Why does a homeowners association need an umbrella and excess liability insurance?

Umbrella & excess provides increased limits of liability at a greatly reduced premium as compared to the general liablity policy. The theory is that the GL policy is the "working layer" for most cl... Read More »

Will homeowners insurance cover damage to an inground swimming pool caused when a windstorm lifted the pool cover and debris ripped the liner?

Answer If the policy specifically covers the pool, yes. If there is no specific mention of the pool in any of the insurance coverage papers, no. Answer I don't think that there needs to be specific... Read More »