When you damage your vehicle accidentally does full coverage pay for it?

Answer InsuranceSo long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.

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What will happen to your current insurance policy if you transfer from a newer vehicle with full coverage to an older vehicle with basic coverage?

The cost of the monthly permiums should go DOWN, as the cost of replacement of the car, or repairs to it will be less expensive.Check with the insurance agent.

If you cancel full coverage on a financed vehicle and transfer it as a gift will the new owner be required to get full coverage on the car?

%DETAILS% Answer You cannot transfer the title while the lender has a lien on it and they will NOT release the lien until the loan is paid off. They will also NOT allow any names on the title that... Read More »

If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?

Answer It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.

In the state of Texas can the lender repo your vehicle if your auto insurance lasped for 4 months you was told you had to pay full insurance coverage or vehicle will be repoed can they?

Answer Yes they can repo if they catch the insurance lapse. Most financed vehicles have a Full Coverage clause that you signed and agreed to when you contracted to finance the vehicle.