When will an insurance company total your car?

Answer Auto insurance companies define a totaled automobile as one that's been damaged to such an extend that repair costs would exceed its worth. In such cases, your insurer will pay you the cash value o... Read More »

Top Q&A For: When will an insurance company total your car

If you owe more than the value of a car that was declared a total loss how much does the insurance company pay?

Answer Typically the insurance companie will pay the cost of the vehicle at the time of loss, they will not pay anything more. If you purchase a vehicle that is higher than blue book, then consider... Read More »

If you total your car in a accident can a insurance company pay below low blue book?

Answer Each situation is different and there is no definite answer to this because there is no stardard but Yes there is a possibility.

Are you responsible for payment if your insurance company made an error in processing the claim and has not paid the total bill?

AnswerYour MD's office probably has a sign up that says your responsible.Show them how the error was made and a copy of the letter you sent to the insurance company pointing this out.For more infor... Read More »

Is it ok to change auto insurance after twenty years with the same company as another good insurance company can give a better discount because they already have your homeowners policy?

Answer This is perfectly okay. Things to check on is make sure your deductable hasn't risen significantly, as well as your coverage terms. You know, fine print things.