When should you carry just liability on car insurance?

Answer The purpose of insurance is to reduce financial risks that you might incur in the event that some catastrophe happens. In automobile coverages, liability insurance covers damage costs to another p... Read More »

Top Q&A For: When should you carry just liability on car ins...

How much insurance liability or malpractice should an EMS worker carry and what does it cost?

Answer In most cases of course they will and do their best to pursue the most reasonable and least distructive settlement. Be advised however that when it comes time to renew your insurance there m... Read More »

Should you hire a general contractor to remodel your house if he does not carry general liability insurance?

Answer No, you should not hire an uninsured contractor to do anything at all, remodel or otherwise, unless you are willing to fully accept and cover the costs of a loss if anything goes wrong.

When should you reduce car insurance to liability only?

On One Hand: Value Of Car Has An ImpactThe value of a vehicle may impact the decision to reduce car insurance to liability only coverage. If a vehicle has been paid for, and does not have a high re... Read More »

When should you not carry full coverage auto insurance?

On One Hand: You Own Your Car OutrightFinancing institutions require full coverage auto insurance on your vehicle. If you have no loan on your car, you do not have to carry this additional coverage... Read More »