When is the right time to use a credit card?

Answer On One Hand: Fear of Debt and Fraud.There is always a risk factor to using your credit cards, whether the credit user is worried about identity theft or getting into debt. On one hand, according to... Read More »

Top Q&A For: When is the right time to use a credit card

Why should i pay my credit card bill on time?

A credit card agreement is a contract between you and a financial company, under which you are obligated to make payments according to specified terms. If you are late on any payments, you can suff... Read More »

How to Negotiate a One-Time Credit Card Payoff?

You may be able to negotiate a one-time payoff of your credit card account, if the card company or debt collector agrees. On its website, the Federal Trade Commission (FTC) refers to the practice a... Read More »

Is it standard practice to charge credit card fees when paying by credit card?

While some businesses charge a fee when customers pay by credit card, it is against their merchant agreement with the credit card company, such as Visa or MasterCard. If you encounter a company th... Read More »

Does a secured credit card look just like a regular credit card?

A secured credit card differs from a standard credit card in the fact that the borrower must make a deposit to the credit card company to protect the company from the likelihood of default. Merchan... Read More »