When is homeowner's insurance not required?

Answer Homeowner's insurance covers damage to the structure of a home, personal possessions, liability and costs for alternate living quarters if your home is uninhabitable due to damage by fire or storm.... Read More »

Top Q&A For: When is homeowner's insurance not required

Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!

Are homeowners required to service alarms on their own property?

No, homeowners are not required to service smoke alarms on their own property. Property owners who have buildings with renting tenants are required to service smoke detectors and are not allowed to... Read More »

Can my homeowners insurance refuse to cover my fiance for loss or liability on the home we jointly own because he is not related to me and make me buy renters insurance for him in NJ?

Laws may be a little different in the Armpit of America but in the communist state of MA as long as you jointly own the home then you would be jointly covered on the home policy. If so then they ca... Read More »

How Can I Obtain Homeowners Insurance If the Insurance Has Lapsed 6 Months?

Homeowners purchase insurance to cover serious losses, such as fire, earthquake or other damages. The cost of insurance varies based on your location. People struggling with financial hardship may ... Read More »