When is homeowner's insurance not required?

Answer Homeowner's insurance covers damage to the structure of a home, personal possessions, liability and costs for alternate living quarters if your home is uninhabitable due to damage by fire or storm.... Read More »

Top Q&A For: When is homeowner's insurance not required

Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!

How Do I Get Homeowners Insurance When My Home Is Being Renovated?

Homeowners insurance is required on most properties that carry a mortgage. Most homeowners insurance policies consist of dwelling coverage (the home itself), replacement cost, personal injury and p... Read More »

When is the vote of the association members required by changing rules in the association.the board of directors changed rules for the community without votes of homeowners. Is it lawful?

Please read your governing documents to determine what percentage of the membership is required to change/ amend/ alter/ adjust your governing documents. The percentages are different depending on ... Read More »

When did required car insurance start?

Required car insurance began in 1927, when Massachusetts became the first state to require liability insurance. Before this time, vehicle insurance coverage was optional. The first liability insura... Read More »