When does the APR apply to a credit card balance?

Answer The annual percentage rate on a credit card is what determines how much interest you pay if you carry a balance on the card, take out a cash advance or transfer a balance from another card to the n... Read More »

Top Q&A For: When does the APR apply to a credit card balance

How to Apply for a Credit Card Balance Transfer?

Transferring balances from a high interest rate credit card to a low 1 can be a valuable tool in managing personal debt. If you possess multiple credit cards with high interest rates, consider cons... Read More »

Does my credit card balance increase with a balance transfer?

If the card you are transferring your balances to has a transfer fee, your balance on the new card will be higher than it was on the old card. Transfer fees should be considered alongside any poten... Read More »

To build personal credit, is it best to pay total balance on a secured credit card or just pay the minimum req?

Is It Better for Your Credit Score to Close a Zero Balance Credit Card?

Flat screen TV's have many options that make connecting stuff to them simple, but CRT TV's are older so they were made before all these connection devices started integrating to the TV sets. A CRT ... Read More »