When does a personal check become stale dated?

Answer According to the Uniform Commercial Code 4-404, a bank is under no obligation to pay a non-certified check presented six months after its issue. At that point, the check becomes stale dated. At its... Read More »

Top Q&A For: When does a personal check become stale dated

Can a stale dated check be cashed?

Each financial institution has its own policy regarding stale dated checks or those that are more than six months old based upon the date written at the top. Under the United States Uniform Commerc... Read More »

When are checks stale dated?

A check is stale dated six months from the date listed on the check, states Section 4-404 of the Uniform Commercial Code. However, banks can accept checks after six months if the bank believes the ... Read More »

Can a bank cash a check before it is dated?

On One Hand: Check Dates are NegotiableA person can cash a check at a bank before the date on the check, according to the U.S. Department of the Treasury. Banks have the right to decide to override... Read More »

How to Cash a Post-Dated Check?

People can write a post-dated check to determine when a payee may cash the check. A person may utilize this check-writing method when a checking account does not currently contain sufficient funds,... Read More »