When do you refinance your home?

Answer According to, home refinancing is optimal if you currently have an adjustable rate mortgage, the going interest rate is one point below your current rate, your debt to income ratio i... Read More »

Top Q&A For: When do you refinance your home

When is a good time to refinance your home?

Mortgage refinancing is a process where a homeowner allows a lender to buy out his current mortgage in order to offer him a new loan with different terms. Because home mortgages are the largest sou... Read More »

When can I refinance my new home?

Most mortgage loan terms allow refinancing whenever the homeowners choose, even in a new home. Lenders recommend refinancing only for a lower interest rate, or to extend the life of the loan. Prepa... Read More »

When should you refinance a home loan?

A home loan or mortgage is often used to pay for the majority of the purchase price of a new home. Mortgages are typically paid back over long periods of time, such as 15 or 30 years, which allows ... Read More »

Do you go to a closing meeting when you refinance a home loan?

Yes, you do need to have a closing meeting when you refinance your mortgage. Those in attendance at the meeting are the signing company, or a title company agent and yourself, and a spouse if it is... Read More »