What type of life insurance do you need, if any?

Answer On One Hand: Whole Life InsuranceWhole life insurance policies accumulate a cash value. You pay your premium and the insurance company divides the money you send three ways. One portion of your pre... Read More »

Top Q&A For: What type of life insurance do you need, if any

If the court has told you you need insurance within a month but you no longer have a car what type of insurance do you need?

Answer You will need non-owners insurance. Most companies offer this. This is for people without regular access to a vehicle.

What Type of Life Insurance Is Better?

Life insurance needs come in two varieties: Permanent and temporary. Permanent needs include such items as final expenses, funeral costs and liquidity to pay estate taxes. Temporary needs include c... Read More »

What is the right type of life insurance?

On One Hand: Whole Life PoliciesWhole life policies charge higher premiums than term policies, but part of what you pay is invested for you. This creates a virtual savings account that you can borr... Read More »

What type of term life insurance should you get?

On One Hand: You have a family to supportIn this scenario, let's assume that you are 30 years of age and have a spouse and two children ages 5 and 3. You and your spouse have a combined household i... Read More »