What type of insurance does an elevator maintenance company need?

Answer Answer You Need General Liability Insurance.

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Does a condo association need workers comp insurance if they have no employees and use a property management company for maintenance etc?

Usually, if the maintenance staff works for the property management company, the management company is responsible for bonding, licensing and insurance for the staff, which may include workers comp... Read More »

What type of insurance does a person carry for driving a company car for personal use?

The below Answer in incorrectNon Owners Policies always exclude coverage for company owned vehicles and exclude coverage for "any" vehicle to which the driver has regular access. AnswerMany insuran... Read More »

What type and amount of liability insurance does a two person catering company need?

What type of policy is it certainty that the insurance company will have to make payment?

All policies pay only for the covered circumstances, and are subject to exclusions (which are important to understand). Assuming that the policy has been kept current, payments have been made, and ... Read More »