What is your credit history?

Answer When you apply for an auto loan, credit card or mortgage, a lender will pull your credit history. A credit history contains valuable information about you that will help the lender to approve or de... Read More »

Top Q&A For: What is your credit history

How to Improve Your Credit Rating If You Have Insufficient Credit History?

According to MyFico, your FICO score ranges from a low of 300 to a high of 850. The higher the score, the better. If you have insufficient, or limited, credit history, you will need to establish ne... Read More »

How to Evaluate Your Credit History Impacts on Your Auto Insurance Rates?

Previously your auto insurance rate was dependent only on basic factors such as the make and model of your vehicle, your record in driving, your insurance claim records, your geographical location,... Read More »

How to Clear Your Bad Credit History?

You can clear bad history from your credit report by writing letters to the credit bureaus. However, don't expect to completely wipe the slate clean. According to the Federal Trade Commission, only... Read More »

How to Transfer Your Credit History?

Your credit history is tied to your Social Security number. If that number changes for some reason, your credit history may--or may not--transfer automatically. The Internal Revenue Service and the... Read More »