What is uninsured motorist property damage?

Answer Uninsured motorist property damage (UMPD) is the damage that results from an accident where the driver at fault does not have insurance. UMPD coverage pays a certain amount of the damages.Protectio... Read More »

Top Q&A For: What is uninsured motorist property damage

Will your uninsured motorist coverage cover an accident from an at fault unlicensed uninsured driver?

Yes. The initial trigger for entitlement to uninsured motorist benefits is involvement and injury in a motor vehicle collision with an uninsured motorist. According to state law, there may be other... Read More »

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we co... Read More »

If your family co-owns an uninsured personal watercraft with three other families what is the liability of the other owners if someone has an accident that results in injury or property damage?

Answer Everyone who is an owner will be liable and a good lawyer will sue them all individually and as a group.

Can I Sue an Uninsured Motorist Who Hit Me?

Dealing with car accidents and their aftermath -- including damages to person and property, bills for medical coverage and car repair -- becomes even more difficult when one party is uninsured. Of ... Read More »