What is the policy for insurance under a learner's permit?

Answer All drivers of a motor vehicle on public roads must carry proof of Financial Responsibility at all times. All your parents need to do to find out if you will be covered is ASK THEIR AGENT. Their pr... Read More »

Top Q&A For: What is the policy for insurance under a learne...

Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?

Answer He is covered under his parents' policy until he gets his own car and license.

If you have a learners permit and are under your parents insurance which covers rentals and cars you do not own are you covered by that same policy?

Answer this is a tricky question, ''illegal'' doubtful...dishonest, maybe...also many factors are dependent...first party? second party? more info is needed...

Does the insurance go up if you get a learners permit?

Answer Depends upon the state in which you reside, as well as the company. Check with your state's Department of Insurance. Answer If you mean, "Will the parents' insurance go up once a teenage dr... Read More »

Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?

Permit and Insurance in New Jersey Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO... Read More »