What is the policy for changings jobs and having a pre existing condition?

Answer This depends on whether or not your new employer will be providing you with coverage. If the new employer will provide you with group coverage, then you will have an exclusion for 1 full year from ... Read More »

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How can you continue getting insurance coverage for the pre-existing condition of terminal cancer after a divorce if the policy is in your husband's name?

Answer the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage... Read More »

Can someone living abroad who is returning to the USA after 5 years with a significant pre-existing condition immediate group policy medical coverage?

Answer Group Coverage must cover you immediately. They can exclude the Pre-X for 6 months.... There is a provision that if you had prior coverage, that that counts towards the pre-x. I've not ... Read More »

Is pregnancy considered a pre-existing condition if applied for insurance before got pregnant but policy doesn't start until after got pregnant?

Answer Is this a group or individual plan?For an individual plan, it probably is - check the policy.

If you were treated for a condition in April and got insurance coverage in May would a claim for treatment in October be a pre-existing condition?

AnswerPropably. Did you have prior insurance? For more info see and scroll down the pageAnswerDepends on the diagnosis: broken arm? No .... allergi... Read More »