What is the maximum credit card rate in New York?

Answer The maximum usury rate in New York state is 25 percent; therefore, banks based in New York may not charge a higher rate than that. However, if the bank is not based in New York, the rule does not a... Read More »

Top Q&A For: What is the maximum credit card rate in New York

Can a credit card charge more than the maximum apr?

The maximum APR a credit card company can charge varies from state to state. However, if you live in one state with a set maximum and your credit card company is based in another state with a highe... Read More »

What Is the Maximum Balance You Can Transfer to a New Credit Card?

An attractive feature of credit cards is the ability to transfer balances from one card to another. Although this doesn't eliminate debt, it can help save you money if the new card has a lower inte... Read More »

Is there a maximum ceiling age for credit card applicants?

How To Replace a High Interest Rate Credit Card With a Low Interest Rate Card?

Many consumers sign up for a specific credit card because they were offered an attractive introductory interest rate. The problem with introductory rates is that they eventually increase. Before yo... Read More »