What time of the year are mortgage rates typically at their lowest?
Mortgage rates fluctuate throughout the year and even throughout the day. There is no specific time of year that mortgage rates are lower, but rates rise when there is a high demand for credit. Buy...
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What is the best film of all time?
It a Wonderful Life, as its' a life affirming film with a real message that hope springs eternal. I love Gladiator and I would put it in my top ten but not at the top.