What time of the year are mortgage rates typically at their lowest?

Answer Mortgage rates fluctuate throughout the year and even throughout the day. There is no specific time of year that mortgage rates are lower, but rates rise when there is a high demand for credit. Buy... Read More »

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What is the best film of all time?

It a Wonderful Life, as its' a life affirming film with a real message that hope springs eternal. I love Gladiator and I would put it in my top ten but not at the top.

How to Develop My Own Film for the First Time?

Most photographers at some point in time will process their own film at home. Processing film is all about time and temperature. If you have the right film, in the right chemical at the right tem... Read More »

What is your favourite film of ALL TIME?

Favourite film of all time?

Since I am a geek, it has to be 2001: A Space Odyssey. It was intended to be the "proverbial good science fiction movie" and the intent was achieved. It got me hooked on science and technology. ... Read More »