Question

 What is the importance of auto insurance?

Answer In all 50 states, auto insurance is mandatory for any driver on the road. However, many drivers still do not appreciate the importance of this coverage. According to the Insurance Research Council'... Read More »
http://www.answerbag.com/q_view/1882667

Top Q&A For: What is the importance of auto insurance

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »
http://wiki.answers.com/Q/If_an_out_of_state_driver_with_no_auto_insurance_has_an_accid...

What penalties does an excluded spouse on auto insurance incur once their licence is reinstated and they try to obtain auto insurance again?

ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged r... Read More »
http://wiki.answers.com/Q/What_penalties_does_an_excluded_spouse_on_auto_insurance_incu...

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »
http://wiki.answers.com/Q/Can_an_auto_insurance_carrier_designate_their_med_payments_co...

What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Answer Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
http://wiki.answers.com/Q/What_do_you_do_if_you_have_auto_insurance_and_you_hit_a_parke...


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