What is the definition of a personal bank check?

Answer A personal bank check is a written, formal promissory note payable to the payee on demand; drawn from the depositor's bank account. Certified checks and cashiers' checks are drawn against bank fund... Read More »

Top Q&A For: What is the definition of a personal bank check

Can I cash a personal check at any bank?

When I was a teller you could not. I think the answer is still the same today, although the technology exists to do what you want. Basically, you have a track record at a bank and you cash a check ... Read More »

Where is the bank number on a personal check?

The bank number, or routing number, is the first nine digits on the bottom left-hand side of a check. Each banking institution has its own number that will always start with a 0, 1, 2 or 3. The ban... Read More »

Can you cash a check at a bank where your account has been levied without the bank taking the money?

When your bank account is levied, or frozen for debts owed, it is not possible for you to use that account for check cashing. To cash a check when your bank account is levied, you can use a check c... Read More »

What can you use as collateral on a personal loan through a bank?

For a personal (nonbusiness) loan, common types of collateral include homes or other real estate, cars or other motor vehicles, life insurance policies that have a cash value, stock certificates, c... Read More »