Question

 What is the Difference between disability insurance and disability income insurance?

Answer Disability insurance by definition is a policy that replaces a portion of your income should you become unable to work due to illness or injury. The two are the same.
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Top Q&A For: What is the Difference between disability insur...

If you receive Disability Income from a Long Term Disability Insurance Policy can creditors garnish the monthly income from this policy?

The answer to your question is yes. If creditors can garnish your wages if you were working, then they can garnish the income you receive from your disability provider as well. The same procedures ... Read More »
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What if you have disability insurance and become disabled can they take your car your credit and still ask for money when the disability insurance was purchased to cover that type of event in life?

It is your responsibility to see that the DI pays you and YOU pay the payments on time. rem your agreement with the lender stated that YOU would make the payments on a certain date. HOW you get tha... Read More »
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A widow has gross income of 600 a week Her disability insurance coverage replaces 70 percent of her earnings after a four-week waiting period What amount would she receive in disability?

The calculation is as follows: $600 x 52 (#of weeks in a year) divided by 12 (months). This monthly amount would be $2600 x 70% - Her base benefit would be $1820 per month. Be sure to check the pol... Read More »
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What is disability income insurance?

Disability income insurance provides supplementary income for an individual who cannot work. There are different types of disability income insurance and each has different regulations and limitati... Read More »
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