What kind of liability insurance is needed for a business that provides staff to sell tickets at outdoor festivals; the staff would all be subcontractors?

Answer Contact a good agent in your area, they will be able to help you with this.

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Childcare staff numbers - how many children per staff member?

Since these are not day care centers or schools they are usually pretty unregulated, although the corporate offices may have rules. I'd check with your local Dept. of Health to make sure.

Should I say 'the staff were' or 'the staff was'?

Which is correct Staff is or Staff are?

Can you get an ear infection by sharing the same headphones with somebody who has an ear infection?