What is replacement home owner's insurance?

Answer Replacement homeowner's insurance covers the cost of replacing your home rather than simply reimbursing you for the fair market value of your home.What is the Difference Between Replacement Cost an... Read More »

Top Q&A For: What is replacement home owner's insurance

What is difference between home owners insurance and rental property insurance?

Other than home owners insurance covering your primary residence where you live and rental property insurance covering a home that you rent to others there are a few differences in types of coverag... Read More »

Is hazard insurance covered under most master or blanket home owners association insurance policies?

Since every owners association is different: every condominium or homeowners property is different from any other, the master insurance policy coverage is tailored to each individual property.As we... Read More »

What are the drawbacks of a Home Owners Association dropping liability insurance?

Without liability insurance, should there be any accident on the property, the association will be liable to pay for defending the claim, and potentially the claim for damages.Often the trade-off b... Read More »

What types of dogs are usually not allowed by home owners insurance?

Although some states are fighting against "breed discrimination" in homeowner's insurance policies, many insurance companies still consider some breeds, such as pit bulls, rottweilers, Doberman pin... Read More »