What is reasonable coverage recommended for a condominium home owner's insurance?

Answer Your broker can help you determine how much insurance to carry in your HO-6 policy, based on what might be covered in the association's master insurance policy.Ask your board or your management com... Read More »

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Do condominium owners have to have insurance in accordance with the Illinois condominium property act?

If the Illinois Condominium Property Act says that you **shall** have insurance -- not **may** -- and lays out specific terms and conditions, you are strongly urged to obey the law. In the case of ... Read More »

If the Home Owners Association for a condominium community hires a roofer to make repairs to the common area and there is damage to a unit owners personal property who is responsible for the damages?

It all depends.Depending on the insurance policy you carry on your personal property, and depending on the insurance carried by the association and the insurance carried by the roofer, there would ... Read More »

Recommended Car Insurance Coverage Tips?

Car insurance protects the driver of a car in case of an accident. It is a requirement to receive a driver's license. A driver who gets into a car accident without insurance coverage faces addition... Read More »

Are disabled persons allowed reasonable exceptions to policies formed by Home Owners Associations in CA?

Regardless of where you live, certain accommodations can and should be made for disabled persons who are part of a condominium- or homeowners-association community. Both Federal and state laws appl... Read More »