What is personal umbrella liability insurance?

Answer An umbrella policy is one that sits "atop" a primary policy. That is, it provides additional coverage when the primary policy limits become exhausted. Most all umbrella policies are substantially l... Read More »

Top Q&A For: What is personal umbrella liability insurance

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »

Can you get an umbrella policy that will cover auto property and personal liability?

Answer Yes you can, usually those are obtained when you have a business as well

What Is Umbrella Liability Insurance?

An umbrella liability policy provides excess coverage in addition to your primary insurance policy. Damages exceeding the standard policy limits can be a financial burden in any situation. The addi... Read More »

What is the difference between personal liability insurance and general liability insurance?

Personal Liability insurance is purchased by individuals and is normally included as part of a residential insurance policy, such as a Homeowners, Condo or Tenants package. It provides the insured ... Read More »