What is homeowner's insurance for?

Answer Homeowner's insurance, also known as hazard or home insurance, is insurance for private homes and includes both property and liability coverage. Mortgage lenders require homeowner's insurance as a ... Read More »

Top Q&A For: What is homeowner's insurance for

Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!

What is the difference between hazard insurance and homeowners insurance?

Depending on the source, the terms hazard insurance and homeowner's insurance mean the same thing or describe two very different products. Both mortgage and insurance companies use both terms, but ... Read More »

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »

What is comprehensive homeowners insurance?

Comprehensive homeowners insurance helps pay for damages to your home. This insurance covers the structure as well as personal possessions inside your home.FuctionComprehensive homeowners insurance... Read More »