What is full tort insurance and why would you need it?

Answer Answer Limited tort is Pennsylvania's version of the "verbal threshold". The Pennsylvania Motor Vehicle Financial Responsibility Act requires insurance companies to give the insured the option of s... Read More »

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What Is Full Tort Insurance?

Most states require drivers who own vehicles to carry either limited or full tort auto insurance. The states that do not have tort auto insurance requirements are no-fault insurance states.

Can an auto insurance policy be cancelled if the insurance company deposited payment in full?

Answer from a General Agent Yes they can. But they will have to refund any unearned premium to you. Each state has it's own regulations that determine how and when the Insurance Company can cancel ... Read More »

If you have full coverage insurance on your auto do you have to put a new teenage driver on your insurance or would this be automatically covered?

Answer Yes, you have to ad them to your policy Answer I would call the insurance company and offer the drivers licence number to ensure coverage. there is no sense in taking chances with today's in... Read More »

If you have full insurance on your car and it is totalled by an unlicensed driver what happens with your insurance and payments for the car?

Answer If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collec... Read More »