What is covered under an uninsured motorist policy?

Answer According to a 2001 study by the Insurance Research Council, over 14 percent of Americans are driving without automobile insurance. Uninsured motorist insurance is coverage that protects drivers i... Read More »

Top Q&A For: What is covered under an uninsured motorist policy

If you are driving another person's car with permission and have an accident with an uninsured motorist running a red light will it be covered?

Answer 99% of all insurance companies will cover such situations.

Will your uninsured motorist coverage cover an accident from an at fault unlicensed uninsured driver?

Yes. The initial trigger for entitlement to uninsured motorist benefits is involvement and injury in a motor vehicle collision with an uninsured motorist. According to state law, there may be other... Read More »

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we co... Read More »

How to Sue an Uninsured Motorist?

When an auto accident involves an uninsured motorist, the uninsured motorist must make financial amends to the other party if the uninsured party is at fault. Financial amends can include paying f... Read More »