What is contained in a credit report?

Answer Credit reports contain financial history and can go back 15 years. Creditors base their decisions to extend credit to an applicant based on what is contained in the credit report. You should routin... Read More »

Top Q&A For: What is contained in a credit report

What information is contained on credit card magnetic stripes?

The magnetic stripes on credit cards include the primary account number, country code and expiration date, as well as other data that can vary according to the issuer of the card.References:TopBitS... Read More »

What is a credit report& a FICO credit score?

A credit report is a record of an individual's debts that reflects his creditors and accounts, any public records about him and his identifying information. The credit bureaus use the information o... Read More »

How to Get a Collections Report Off of Your Credit Report File?

A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »

Do you get a free credit report when you report fraud?

If an individual is a victim of fraud, he may request an copy of his credit report free of charge at any time. The fraud victim won't automatically receive a free credit report when he reports the ... Read More »