What is an out of pocket insurance on health insurance?

Answer Though the insurance premium may be affordable, the hidden cost of out-of-pocket expenses may not be. Before you purchase health insurance, be sure you know what the out-of-pocket expenses are, and... Read More »

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Regarding health insurance what does max. out of pocket mean?

AnswerMaximum out of pocket costs is the maximum amount you would have to pay (take out of your pocket) per year. I believe this is total for all incidents. This is an annual cost., ie, must be pay... Read More »

What is the average out-of-pocket deductible in health insurance?

According to a report published by eHealth Insurance, the average out-of-pocket deductible for individuals with health care plans was $2,326 in 2009. This is the amount of money an individual has t... Read More »

In NY if you have health insurance and have colon cancer but want to switch insurance companies for better coverage does the other insurance company have to take you?

Answer I sure would check before I made the switch. You could be getting into that pesky, ''pre exsisting condition'' thing.......Ask the new carrier first before you switch, (I'd get it in writing... Read More »

If you are the custodial parent and have no health insurance but your new spouse does will your ex-husband's health insurance be primary or secondary?

Answer The birthday rule is often used to determine which plan is primary and which is secondary. Under this rule, the plan of the parent whose birthday occurs first in the calendar year is designa... Read More »