If a hit and run vehicle knocks an insured moving vehicle into your liability-only parked vehicle whose insurance pays for damage to your car?

Answer Answer The "At Fault" party is responsible for your damage, regardless of who ran. The driver who ran from the scene is not necessarily the at fault party. The question is who caused the accident? ... Read More »

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If a tire blows out on my vehicle and the only damage is to my vehicle and the passengers in it What if any will my North Carolina liability insurance pay out?

Answer you are saying you only have liability? will cover nothing on your vehicle. if your passengers were injured (baring any exclusion) you liab. coverage will cover their injuries assuming you ... Read More »

If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy i... Read More »

Will liability insurance pay for company property in a private vehicle if the vehicle is destroyed by fire?

Answer usually no, but your homeowners MAY, and your employers might as well....most auto policys specifically exclude any and all personal property, and homeowners (under personal property covera... Read More »

If I had a motor vehicle accident and have property damage liability is the other drivers vehicle covered?

Liability That's what liability is all about. The keyword here is liability, which covers any incidents you may be liable for. Your policy will cover the vehicle, subject to policy limits. What hap... Read More »