What is a pre-existing condition in health insurance?

Answer Finding good insurance can be complicated and expensive, what with physical exams, questions to answer and forms to fill out. Insurance companies especially want to know about any pre-existing medi... Read More »

Top Q&A For: What is a pre-existing condition in health insu...

If a heart condition needing surgery is discovered right before a 6 month gap in health coverage can the new insurance plan consider it a pre-existing condition and refuse to cover?

Answer Yes, the lapse must be less than 63 days. For CA Small Group Reform at see

Is pregnancy a pre existing condition for health insurance?

In the United States, the Health Insurance Portability and Accountability Act of 1996 protects a pregnant woman from being denied group health coverage because of pregnancy. While other preexisting... Read More »

On health insurance premiums would depression as a pre-existing condition raise rates?

If you're on meds - probably. Enhanced answer:Actually, it depends on the State in which you purchase the policy. These days most private carriers will cover INPATIENT treatment of mental and nervo... Read More »

If you are switching from one group health insurance to another group and have a pre-existing condition how long a time between is considered to be a gap in insurance?