What is a poor credit FICO score?

Answer The number that is considered to be a poor FICO score will vary among creditors, with numbers as high as 679 considered poor. However, most creditors deem scores under 620 to be poor, and anything ... Read More »

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Do lenders use credit score or fico score for mortgage rate?

Lenders use both credit and FICO scores to determine mortgage rates for individual borrowers. Mortgage companies use a "tri-merge" credit report that lists credit bureau scores from Experian, Equif... Read More »

What is the difference between a fico score&a credit score?

A FICO score and a credit score are essentially one in the same. The FICO score was created by the Fair Isaac Corporation. It is the most frequently used credit score.FICO AliasesAll three major cr... Read More »

What is a credit report& a FICO credit score?

A credit report is a record of an individual's debts that reflects his creditors and accounts, any public records about him and his identifying information. The credit bureaus use the information o... Read More »

What is a fico credit score?

When you apply for a loan or a credit card, the company will look up your credit score. Many times, this FICO score is the deciding factor on whether you qualify for a loan or credit card.HistoryTh... Read More »