What is a personal credit report?

Answer A personal credit report contains information used by lenders and creditors to check credit ratings and determine eligibility for loans. It also can be used to check for signs of potential fraud or... Read More »

Top Q&A For: What is a personal credit report

How to Get a Copy of a Personal Credit Report?

Your personal credit report contains information about your debts and payment history. Both past and current debts are reflected on your credit report. Lenders review your credit records before det... Read More »

What is a credit report& a FICO credit score?

A credit report is a record of an individual's debts that reflects his creditors and accounts, any public records about him and his identifying information. The credit bureaus use the information o... Read More »

How to Get a Collections Report Off of Your Credit Report File?

A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »

Do you get a free credit report when you report fraud?

If an individual is a victim of fraud, he may request an copy of his credit report free of charge at any time. The fraud victim won't automatically receive a free credit report when he reports the ... Read More »