What is a fully insured health plan?

Answer Fully insured health plans were common before the 1970s, but fully insured plans now fall into the minority of health insurance coverage types. This type of insurance provides the least amount of r... Read More »

Top Q&A For: What is a fully insured health plan

Can a fully insured driver deliver an uninsured car to you?

Answer It would be better to tow or trailer the vehicle but otherwise I would say that this would work from a legal standpoint. That's not to say though that a legal nightmare wouldn't unfold if t... Read More »

Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.

Is it better to get a annual physical on your old health plan or wait to get the physical on your new job's health plan In case they find anything wrong?

Answer I think it's terrible that people even ask this kind of a question. Your health is YOUR concern and decisions shouldn't be left to insurance companies.In CA under AB 1672 employer groups b... Read More »

Your husband has medicare and a health plan from his employer which plan should be the primary plan?

Answer Where I work, the employer plan would be secondary and medicare would be primary. It might depend on how the company has it set up but I can't imagine any company today wanting to be the pri... Read More »