What is a credit report& a FICO credit score?

Answer A credit report is a record of an individual's debts that reflects his creditors and accounts, any public records about him and his identifying information. The credit bureaus use the information o... Read More »

Top Q&A For: What is a credit report& a FICO credit score

What Is the Difference Between a FICO Score and Credit Report?

Your credit report and FICO Score are used by a multitude of people. From potential creditors to perspective employers; many people require a credit check before conducting business with you. For t... Read More »

Does a credit report freeze block your FICO score?

A credit report freeze (also known as a security freeze) can block a Fair Issac Corp. (FICO) credit score from being seen. When a creditor tries to access your credit file or credit report, the cre... Read More »

How much does your fico score change once a charge off has been taken of your credit report?

On One Hand: The Amount VariesThe amount varies depending on the age of the charge-off, the amount owed and your credit health. According to, there is no way to calculate how much your s... Read More »

How do I get a free credit score if I don't have a credit card Besides free credit report .com?